🔐 List of Mpesa Paybill Numbers and USSD Codes for All Banks in Kenya (2024/2025 Update)
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Stay updated with the latest list of all M-Pesa Paybill numbers and USSD codes for banks and microfinance institutions in Kenya. This 2024/2025 guide helps you bank safely and efficiently via mobile.
📌 Introduction
Mobile banking in Kenya has completely transformed how people manage their money. Thanks to M-PESA Paybill numbers and bank USSD codes, millions of Kenyans can now check balances, send money, pay bills, and even apply for loans without visiting a bank. This article gives you the most updated and complete list of all banks and microfinance institutions in Kenya with their respective M-PESA Paybill numbers and USSD banking codes as of 2024/2025.
Whether you bank with Equity, KCB, Co-op, Absa, NCBA, or a microfinance like KWFT or Musoni, this list has you covered.
🏦 Commercial Banks in Kenya – Mpesa Paybills & USSD Codes
| Bank Name | USSD Code | M-PESA Paybill Number |
|---|---|---|
| KCB Bank | *522# | 522522 |
| Equity Bank | *247# | 247247 |
| NCBA Bank | *654#, *488# | 880100 |
| Co-operative Bank (Co-op Bank) | *667# | 400200 |
| Standard Chartered (Stanchart) | *722# | 329329 |
| Absa Bank Kenya | *224# | 303030 |
| Family Bank | *325# | 222111 |
| CFC Stanbic Bank | *208# | 600100 |
| National Bank of Kenya (NBK) | *625# | 547700 |
| SBM Bank Kenya | *275# | 552800 |
| I&M Bank | *458# | 542542 |
| Diamond Trust Bank (DTB) | *385# | 516600 |
| Ecobank Kenya | *335# | 700201 |
| Jamii Bora Bank | *344# | 529901 |
| ABC Bank | App | 111777 |
| Credit Bank | *699# | 972700 |
| Consolidated Bank | *262# | 508400 |
| Spire Bank (Formerly Equatorial) | *286# | 498100 |
| Sidian Bank | *527# | 111999 |
| Gulf African Bank (Shariah) | *399# | 985050 |
| Housing Finance Company (HF) | *231# | 100400 |
| Bank of Africa (BOA) | *987# | 972900 |
| UBA Kenya | *368# | 559900 |
| Prime Bank | App | 982800 |
| GTBank Kenya | – | 910200 |
🏛️ Microfinance Banks & DTMs – Paybill and USSD Access
| Institution | USSD Code | M-PESA Paybill |
|---|---|---|
| KWFT Microfinance Bank | *378# | 101200 |
| Musoni Microfinance | *279# | 514000 |
| Rafiki Microfinance Bank | *366# | 802200 |
✅ Why You Should Use USSD and M-PESA Paybill for Banking
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📲 No internet required – Just use your phone’s dialer
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⏱️ Faster transactions – Access funds in seconds
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🛡️ Secure and encrypted
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🏠 Convenient – No need to visit a branch
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💸 Pay bills, transfer money, check balances, and more
🔍 Final Thoughts
Using USSD codes and M-PESA Paybill numbers is the easiest way to do your banking anytime, anywhere in Kenya. Bookmark this post or share it with someone who might find it helpful. We’ll keep this list updated with any changes in Kenya’s mobile banking sector.
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